About AML Finance
AML Finance is a Community Interest Company dedicated to helping individuals and couples develop healthier, safer relationships with money through education, conversation and practical support.
We create space for honest, practical and accessible conversations about money — for individuals, couples, and communities.
Why We Started AML Finance
AML Finance was created in response to a gap that many people experience but rarely speak about.
Financial decisions are often treated as purely practical - yet in reality, they are shaped by emotion, upbringing, relationships and life experience.
Many individuals and couples navigate significant financial decisions without ever having had structured, open conversations about money.
This can lead to confusion, misalignment, stress, and in some cases, financial harm.
AML Finance was created to address this gap - by combining financial understanding with space for reflection, clarity and honest conversation.
AML أمل
Hope, in Arabic, is not a feeling. It is a direction.
The word amal implies movement, something oriented toward what hasn’t happened yet but could. It is the word you reach for not when things are good, but when they are hard and you choose to continue anyway.
That is the name we chose. And it is not incidental.
Money, for most people, arrives wrapped in silence. Families don’t discuss it. Schools don’t teach it. The shame around it is so old it feels natural, like weather. People carry debt the way they carry old grief, privately, and alone.
AML Finance was founded on the belief that this doesn’t have to be so. That clarity is possible. That a conversation, the right one, at the right time, can change the relationship entirely.
We work with individuals and couples. We talk about budgeting and financial safety and the kind of financial control that can quietly hollow out a life. We do this without jargon and without judgment, because the people who need this most are often the ones who have been made to feel they should already know.
We believe that regardless of past experiences - whether shaped by family, society, or personal challenges - it is always possible to develop a healthier and more confident relationship with money.
AML Finance represents that possibility: a move towards clarity, stability and informed decision-making.
Aml. A direction, not a destination.
We start here.
Our Perspective on Money
We recognise that money is not a two-dimensional subject.
Financial behaviours are often shaped by:
Our work goes beyond surface-level financial advice. We focus on helping individuals understand their relationship with money, so they can make decisions with clarity rather than reaction.
Leadership & Perspective
AML Finance is led by a husband and wife team, bringing both professional expertise and lived experience to the work.
This dual perspective allows AML Finance to approach financial wellbeing not only from a technical standpoint, but also through the lens of relationships, communication, and real-life decision-making.
Sannah Khan
Coaching and programme delivery at AML Finance is grounded in over a decade of experience within the accounts and finance sector.
This ensures that all work is both practically grounded and professionally informed.
Dr. Mohammed Sinan contributes to AML Finance as a co-facilitator, bringing academic expertise and a broader social perspective.
His work specialises in social and political issues within Muslim communities, offering valuable historical and cultural insight that informs AML’s approach to financial conversations, relationships, and community engagement.